Reconsolidating a student loan
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Your interest rate options will be presented to you during the application process, at which point you can choose between a variable or fixed interest rate.Competitive Annual Percentage Rate (APR) The range of available APRs differs by repayment term.You have the opportunity to compare lenders to find the best loan refinance option for you.
If you refinance your Direct Student Loans or Direct PLUS Loans with a private loan, you will lose the deferment, forbearance, forgiveness, cancellation benefits, and income-driven repayment benefits offered through the Direct Loan Program.You will retain most benefits offered by the federal student loan program (depending on your federal loan type), but you cannot include any private student loans with this option.
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